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Individual tax preparation done right the first time.

An accurate return is the best protection against IRS problems. We prepare current and past-due returns for individuals, families and self-employed filers in Miami and across the U.S.

The short answer

An Enrolled Agent prepares your federal return, applies the deductions and credits you qualify for, and files on time. Because Enrolled Agents can also represent you before the IRS, the same professional who prepares your return can answer IRS letters about it later. Florida has no state personal income tax, so most Miami residents file only a federal return.

Who we prepare returns for

  • W-2 employees and families who want every credit they qualify for
  • Self-employed people, gig workers and 1099 contractors
  • Rental property owners and people with investment income
  • Anyone catching up on one or more past-due years

What you can expect

  • A review of the last year's return for missed deductions or errors
  • Clear answers about estimated payments and withholding for next year
  • Secure document upload through the client portal
  • Service fully in English or Spanish

Reviewed by an Enrolled Agent at IRS Debt-Free ยท Updated September 2026

Common questions

Individual Tax Preparation FAQ

Do Florida residents have to file a state income tax return?

Florida does not have a state personal income tax, so most Florida residents only file a federal return. You may still need a return in another state if you earned income there.

What is the difference between an Enrolled Agent and a regular tax preparer?

An Enrolled Agent is licensed by the U.S. Treasury, must pass a three-part IRS exam or have qualifying IRS experience, completes continuing education, and can represent any taxpayer before the IRS. Many preparers have none of these credentials.

What documents do I need to file my taxes?

Typically your W-2s, 1099s, prior-year return, records of deductions such as mortgage interest or charitable gifts, and dependent information. Self-employed filers also need income and expense records.

What if I cannot pay what I owe when I file?

File on time anyway to avoid the larger failure to file penalty. Then set up a payment plan. We can help you choose the right option.

Does a tax extension give me more time to pay?

No. An extension gives you until October to file, but any tax owed is still due by the April deadline. Interest and penalties apply to late payments.

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Take the first step

The IRS won't wait. Your fresh start doesn't have to either.

Book a confidential consultation. We'll review your situation and tell you honestly what we can do.