Home / Tax Resolution

IRS tax resolution for people who are ready to fix it.

Back taxes, collection letters, levies, liens, unfiled years. We represent you before the IRS, find every option you qualify for, and negotiate the resolution that costs you the least.

Book a ConsultationCall (305) 709-0145
The short answer

Tax resolution is the process of settling or managing a tax debt with the IRS. An Enrolled Agent reviews your IRS account, files any missing returns, and negotiates a solution such as an Offer in Compromise, an installment agreement, Currently Not Collectible status or penalty abatement, while stopping or preventing levies and liens.

What tax resolution actually includes

Every case starts the same way: we sign IRS Form 2848 so we can speak to the IRS for you, pull your account transcripts, and confirm what you really owe and for which years. From there, resolution usually combines several pieces.

  • Stopping collection. Requesting a collection hold, a Collection Due Process hearing, or a levy release when wages or bank accounts are already being taken.
  • Getting compliant. Preparing past-due returns. The IRS generally will not agree to any relief program until required returns are filed.
  • Reducing the balance. Penalty abatement, correcting IRS substitute returns, and in the right cases an Offer in Compromise.
  • Setting up the solution. A payment plan you can afford, a settlement, or a hardship status that pauses collection.
  • Staying out of trouble. Estimated payments, withholding and bookkeeping so a new balance does not build up.

Your main resolution options

Offer in Compromise

Settles a tax debt for less than the full balance when you cannot reasonably pay it in full. The IRS bases the decision on your income, allowable expenses and asset equity.

Installment Agreement

A monthly payment plan. Balances over $50,000 usually need a full financial disclosure and a negotiated monthly amount.

Currently Not Collectible

If paying anything would leave you unable to cover basic living expenses, the IRS can pause collection. Interest still grows, and the IRS may review your finances later.

Penalty Abatement

First-time abatement is available if you have a clean record for the prior three years. Reasonable cause relief can apply when illness, disaster or another serious event kept you from filing or paying.

Why over $50,000 changes things. Individuals who owe $50,000 or less can often set up a streamlined payment plan online. Above that line, the IRS typically requires a Collection Information Statement (Form 433-A or 433-F), reviews your finances line by line, and can push for a higher payment. This is where representation makes the biggest difference.

Who we help

Individuals, families, self-employed professionals and small business owners in Miami-Dade, across Florida, and anywhere in the United States. Most of our clients owe the IRS a significant balance, have one or more unfiled years, and have been putting off the problem because it felt overwhelming.

Reviewed by an Enrolled Agent at IRS Debt-Free ยท Updated September 2026

Common questions

Tax Resolution FAQ

What is IRS tax resolution?

Tax resolution is the work of settling or managing a tax debt with the IRS. It includes stopping collection, filing missing returns, reducing penalties, and negotiating a solution such as an Offer in Compromise, a payment plan, or Currently Not Collectible status.

Who can represent me before the IRS?

Enrolled Agents, CPAs and attorneys have unlimited rights to represent taxpayers before the IRS. An Enrolled Agent is licensed by the U.S. Treasury and specializes in taxation.

How long does tax resolution take?

Simple payment plans can be in place within a few weeks. Cases with unfiled returns or an Offer in Compromise usually take several months, because the IRS must process returns and review financial information.

Will the IRS stop collecting while my case is being worked?

Often, yes. Representatives can request a collection hold while returns are prepared or a proposal is pending, and an Offer in Compromise or a Collection Due Process request generally pauses levy action. The IRS decides case by case.

Is there a time limit on how long the IRS can collect?

Generally, the IRS has 10 years from the date a tax is assessed to collect it. That deadline, called the Collection Statute Expiration Date, can be extended by certain actions, so it should be checked on your transcripts before choosing a strategy.

Do tax relief companies really settle for pennies on the dollar?

Some advertise that way, but most taxpayers do not qualify for a large settlement. The IRS only accepts an offer that matches what it calculates you can pay. We tell you honestly whether an offer makes sense before you pay for one.

See all tax questions →

Offer in CompromiseSettle for less when you qualifyIRS Payment PlansA monthly number you can affordBack Taxes and Unfiled ReturnsCatch up on unfiled yearsLevies and GarnishmentsStop a levy fast
Take the first step

The IRS won't wait. Your fresh start doesn't have to either.

Book a confidential consultation. We'll review your situation and tell you honestly what we can do.

Book a ConsultationCall (305) 709-0145